The Military Family Home Buying Guide

Your Complete Roadmap to Using VA Benefits in Florida

Florida is one of the most military-friendly states in the country, with multiple installations and a large veteran population. Whether you are PCSing to MacDill, Eglin, or Homestead, buying a home near your duty station is one of the smartest financial decisions you can make.

This guide walks you through the entire VA loan process, including how to obtain your Certificate of Eligibility, what to look for in a VA-friendly lender, and how to negotiate seller concessions that can cover your closing costs.

What You'll Learn

How to qualify for a VA loan with zero down payment
Understanding VA funding fees and exemptions
Finding the right home near Florida military installations
VA appraisal requirements and how to handle them
Using your BAH to qualify for more home
PCS timeline: when to start house hunting before your move

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